These are the carriers with whom Paychex Benefit Technologies has or has tried to establish direct electronic connections.
| CO-OP FUNDING CARRIERS |
GROUP SIZE |
COMMENTS |
| |
<20 |
21-50 |
51-150 |
151-299 |
300+ |
|
| Blue Shield of CA |
Y
|
Y
|
Y
|
Y
|
Y
|
Co-op funding is available to 51+ groups with 25+ enrolled employees, up to 1,000 employees. |
| Health Net |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Health Net cannot accept life products electronically. |
| Liberty Dental Plan |
P
|
P
|
P
|
P
|
P
|
Pending |
| Sharp Healthcare |
Y
|
Y
|
Y
|
Y
|
Y
|
Case by case funding, as there is no formal contract in place. |
| |
| CARRIERS |
GROUP SIZE |
COMMENTS |
| |
<20 |
21-50 |
51-150 |
151-299 |
300+ |
|
| 125MAX |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Abacus Group Insurance |
Y
|
Y
|
Y
|
Y
|
Y
|
Demographic changes must be handled via paper per carrier request. |
| Acordia of CA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Administration Resource Corp (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Administration Resource Corp (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Administrative Solutions (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| ADP (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| ADP (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| AEI |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Aetna |
N
|
N
|
Y
|
Y
|
Y
|
Medical/Dental only. Life does not send electronically. Small Group Clients also cannot connect electronically. |
| Aetna (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Aetna (FSA) |
Y
|
Y
|
Y
|
Y
|
P
|
|
| Aetna HSA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Aetna, AEA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| AFLAC |
N
|
N
|
N
|
N
|
N
|
Face to face sale and wet signatures required. |
| AFLAC FSA |
Y
|
Y
|
Y
|
Y
|
Y
|
Aflac can accept a spreadsheet of data for FSA Elections. |
| AICPA Insurance |
P
|
P
|
P
|
P
|
P
|
Pending - Waiting for carrier approval |
| AIG |
N
|
N
|
N
|
N
|
N
|
All groups Self-Billed |
| All Valley Administrators |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Altius Health Plans |
P
|
P
|
P
|
P
|
P
|
Only accepts connection for groups of 500+ |
| American Fidelity |
N
|
N
|
N
|
N
|
N
|
Wet signatures required. |
| American General |
N
|
N
|
N
|
N
|
N
|
A file format is built to communicate but we are unable to make contact with this carrier due to lack of responses from all contact given to us. |
| American Heritage |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| American Specialty Health Plans (ASHP) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| American Worker |
N
|
N
|
N
|
N
|
N
|
No clients |
| AmeriFlex |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Ameritas Dental |
N
|
N
|
N
|
Y*
|
Y
|
250+ Lives on the file |
| Anderson/Bunbury & Associates |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Ann Clark & Associates |
N
|
N
|
N
|
N
|
N
|
All groups are self billed and can use online reports. |
| Anthem BCBS of IN |
N
|
N
|
Y*
|
Y
|
Y
|
group size 100 min, prefer 250+ |
| Anthem BCBS of NV and CO |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Anthem BCBS of VA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Anthem Blue Cross (Blue Cross of CA) |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Case by case approval required. |
| ARAG Group |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Ardent Health |
N
|
N
|
N
|
N
|
N
|
Cannot accept electronic data |
| Associates in Excellence |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Association & Society Insurance Corp (ASI) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Association for a Better Living |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Assurant (Fortis) |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Exceptions may apply. |
| Avante |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Avesis Incorporated |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| AVP (Health Net vision) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Barney and Barney Admin. |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| BASIC (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| BASIC (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Beneficial Administration Company |
N
|
N
|
N
|
N
|
N
|
Not able to receive electronic data |
| Beneficial Life |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Benefit & Risk Management Services (BRMS) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Benefit Coordinators Corporation |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Benefit One (Cobra) |
P
|
P
|
P
|
P
|
P
|
Pending |
| Benefit One (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Benefit Resource |
P
|
P
|
P
|
P
|
P
|
Pending |
| Benefit Resources |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Benefit Strategies (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| BEN-E-LECT |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Benergy |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Benesyst |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Beta Health Association, Inc. |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Block Vision |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Blue Cross Blue Shield CareFirst |
Y*
|
Y*
|
Y*
|
Y*
|
Y
|
|
| Blue Cross Blue Shield Empire |
P
|
P
|
P
|
P
|
P
|
Pending |
| Blue Cross Blue Shield of Alabama |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Blue Cross Blue Shield of Arizona |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Blue Cross Blue Shield of Arkansas |
P
|
P
|
P
|
P
|
P
|
Pending |
| Blue Cross Blue Shield of Florida |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Case by case approval when broker requests it. |
| Blue Cross Blue Shield of Georgia |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Case by case approval when broker requests it. |
| Blue Cross Blue Shield of Idaho |
P
|
P
|
P
|
P
|
P
|
Pending |
| Blue Cross Blue Shield of Illinois |
N
|
N
|
N
|
Y*
|
Y*
|
Case by case approval when broker requests it. Must have 150-500 employees enrolled on an exception basis. |
| Blue Cross Blue Shield of Massachusetts |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Blue Cross Blue Shield of Michigan |
P
|
P
|
P
|
P
|
P
|
Pending, groups under 300 are manually loaded by carrier |
| Blue Cross Blue Shield of Minnesota |
N
|
N
|
N
|
N
|
N
|
No Client Qualifies yet, Carrier does not do Electronic Enrollment for groups under 500 enrolled members. |
| Blue Cross Blue Shield of New Jersey |
P
|
P
|
P
|
P
|
P
|
Pending |
| Blue Cross Blue Shield of New Mexico |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Blue Cross Blue Shield of North Carolina |
N
|
N
|
Y*
|
Y*
|
Y*
|
*Carrier requires scenario testing to be done by the group. Case by case approval when broker requests it for groups over 99 lives. |
| Blue Cross Blue Shield of Tennessee |
P
|
P
|
P
|
P
|
P
|
Stalled - no site to test |
| Blue Cross Blue Shield of Texas |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Busy season moratorium applies to existing BCBS TX group implementations from 9/1-1/31. 30-90 day testing process for all groups (new or existing). 400 Life minimum requirement has been imposed during the busy season. |
| Blue Cross Blue Shield of Washington |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Blue Cross of CA (Small Group) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Blue Cross Premera |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Carrier requires HR or Broker to do scenario testing which often delays the connection, sometimes indefinately. |
| Blue Shield of CA |
Y
|
Y
|
Y
|
Y
|
Y
|
All Groups Qualify unless variable (non-incremented) life amounts are required. Member Level Benefits (a Blue Shield term) requires a slightly different process, but can be accommodated. |
| Bright Now! Dental |
P
|
P
|
P
|
P
|
P
|
Pending |
| Brite Now |
P
|
P
|
P
|
P
|
P
|
Pending - Carrier will not respond |
| CA Employers Benefit Alliance (CEBA) / Co-Power |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Cal Choice (Word & Brown) |
N
|
N
|
N
|
N
|
N
|
Wet signatures required. |
| California Benefits |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| California Dental Network |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Canada Life |
Y
|
Y
|
Y
|
Y
|
Y
|
Beneficiary information must still be submitted on paper with wet signatures. |
| Care Choices |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Care One |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CBIZ (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CBIZ (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CBS Administrators (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CBSAPerformax |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CDPHP |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Ceridian (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Charles Schwab |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Cigna |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Case by case approval when broker requests it. No Connection for Cigna Life and ADD, LTD and STD Plans |
| Cigna (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CKS Employee Benefit Systems (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Claremont Behavioral |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Clear Benefits (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CNA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| COBRA Charmers |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Cobra Management Services |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| COBRA Outsourcing |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Cobra Resources |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| COBRAGuard |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CobraServ (Ceridian) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Cole Managed Vision |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Colonial Life |
N
|
N
|
N
|
N
|
N
|
Not able to receive electronic data. |
| Combined Benefits Administrators (CBA Administrators) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Commuter Check Direct |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Carrier recieves a demographic file |
| CompBenefits |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Complink (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Complink (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| ComRisk |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Concern EAP |
N
|
N
|
N
|
N
|
N
|
All groups are self-billed and can use online reports. |
| Conexis (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Conexis (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Consolidated Legal (CLC) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Co-Power/CEBA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Coventry |
P
|
P
|
P
|
P
|
P
|
Pending |
| CPIC Life |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CPT Insurance Services - Benefits Resource (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Creative Benefits |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CUNA Mutual |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Curascript |
Y
|
Y
|
Y
|
Y
|
Y
|
Pharmacy Benefit Manager (PBM) for self-funded groups |
| Custom Benefit Administrators |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| DataPath |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Davey Administration (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental Allied Administrators |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of AZ |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of CA DVINS |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of CA PMI |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of CA PPO |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of CO |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of GA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of HI |
P
|
P
|
P
|
P
|
P
|
Pending |
| Delta Dental of KS |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of MA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of MD |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of NJ |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of NV |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of PA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of TN |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of VA |
N
|
N
|
Y
|
Y
|
Y
|
Pending |
| Delta Dental of WA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Dental Health Services |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Dental Network of America |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Denver Reserve (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Direct Dental |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Discovery Benefits (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Discovery Benefits (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
Groups that provide employer contribution cannot connect electronically. |
| E Trade |
N
|
N
|
N
|
N
|
N
|
All groups are self-billed and can use online reports. |
| EBA&M |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| EBA&M (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| EBC (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| EBDS (FSA) |
N
|
N
|
N
|
N
|
N
|
No clients |
| EBMS (TPA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| EBS |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| eCOBRAdmin |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| EFlex Group |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| EHI Dental / Humana |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Empire Blue Cross Blue Shield |
N
|
N
|
Y
|
Y
|
Y
|
100+ Lives on the file |
| Employee Benefit Specialists (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Employer Services Group (GE Financial) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Employers Dental Services |
P
|
P
|
P
|
P
|
P
|
Pending |
| Enwisen |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Exec-U-Care |
N
|
N
|
N
|
N
|
N
|
Not able to receive electronic data. |
| Express Scripts |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| EyeMed Vision Care |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Fallon Community Health Plan |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| FiServ (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Fiserv Health / Wausau Benefits |
Y
|
Y
|
Y
|
Y
|
Y
|
Fiserv Health Wausau Benefits is now Fiserv Health |
| Fitzpatrick |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Flex Benefit Systems |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Flex Corp (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
Flex Corp is a Subsidiary of Hand Benefits & Trust, Inc. |
| Flex Pension (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Flex Plan |
Y
|
Y
|
Y
|
Y
|